McKinney Homes under $400,000

Welcome to McKinney, Texas—a vibrant city nestled in the heart of Collin County, just a short drive from the bustling metropolis of Dallas. Known for its rich history and charming downtown area, McKinney boasts a unique blend of small-town charm and modern amenities, making it one of the fastest-growing cities in the United States. With its tree-lined streets, picturesque parks, and a welcoming community, McKinney is the perfect place to call home.

For those seeking an affordable yet stylish living option, McKinney offers an impressive selection of homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to your lifestyle. From cozy single-family homes with spacious backyards to contemporary townhouses with modern finishes, there’s something for everyone in this thriving market.

Beyond the beautiful homes, McKinney is renowned for its exceptional quality of life. Residents enjoy access to top-rated schools, a plethora of recreational activities, and a lively arts scene. The city hosts numerous festivals and events throughout the year, fostering a strong sense of community and belonging. With an array of dining options, shopping venues, and outdoor spaces, you’ll never run out of things to do.

Explore the charm and convenience of McKinney, where affordable homes meet a vibrant lifestyle. Your dream home awaits in this delightful city!

Newest McKinney Homes under $400,000

$365,000

3 Beds ⋅ 2 Baths ⋅ 21406058 MLS

Fresh, modern and completely move-in ready—2327 N Ridge proves an established McKinney home can have a whole new attitude. Step inside to a bright, updated interior featuring today's clean neutral colors, warm wood-look flooring and a light, airy feel that carries throughout the home. Vaulted ceilings add to the sense of space, while the living room fireplace brings just the right amount of cozy. The updated kitchen keeps things fresh and functional with granite countertops, generous cabinetry, breakfast bar and eat-in dining space. But wait until you see the primary suite. The oversized primary bedroom leads to a beautifully updated bath with a modern vanity, dual sinks, separate shower, garden tub and walk-in closet—a serious standout in this home. With 3 bedrooms, 2 full baths and 1,467 SF, the floor plan packs a lot into an easy-to-maintain footprint. Matrix And when it's time to get outside, the North Brook location delivers. Enjoy nearby soccer fields, splash pad, playground and trails, plus convenient access to Hwy 75, shopping, dining and everything McKinney. No renovation list. No dated color palette. No “we'll get to that later.” Just a fresh, updated home that's ready for you to move in and start living.

2327 N Ridge Rd, McKinney

$275,000

4 Beds ⋅ 2 Baths ⋅ 21398083 MLS

Bring the vision! The big-ticket work has already begun. 2718 High Pointe Boulevard offers a rare opportunity for the buyer who would rather create than compromise. This single-story McKinney home is ready for its next chapter and is being offered as a rehab opportunity with several significant property improvements already completed. The foundation was repaired in February 2026, major plumbing repairs were completed in May 2026, water heater was replaced in February 2026, dishwasher March 2024 and oven range September 2024. The roof was replaced in July 2017. With some of the less glamorous and potentially costly projects already addressed, the opportunity now shifts to the part buyers and investors can get excited about: reimagining the interior and bringing the home back to life. Whether you're an investor searching for your next renovation, a buyer wanting to build sweat equity, or someone looking for a home you can redesign around your own style, this property offers a compelling starting point. Located in an established McKinney neighborhood with convenient access to US-75 and US-380 and near McKinney North High School, shopping, dining, employment centers, and all that McKinney has to offer. The bones are here. The major work has started. Now bring the design plan and finish the story.

2718 High Pointe Blvd, McKinney

$300,000

3 Beds ⋅ 2 Baths ⋅ 21403495 MLS

This stunning, move-in-ready home is located on a quiet cul-de-sac and features a spacious, open floor plan. The kitchen is fully equipped with stainless steel appliances, including a refrigerator, dishwasher, range, and microwave, all installed in October 2026. The home boasts extensive updates from September 2026, including fresh interior paint, durable LVP flooring, plush new carpet, updated blinds, modern faucets, lighting fixtures, and ceiling fans throughout. The split-bedroom layout offers added privacy, and the home includes a convenient in-closet utility area and a garage door opener. No HOA. Ideally situated for convenience, this property is close to schools and shopping, with easy access to major routes just west of Highway 75 and north of 380. Seller is a licensed real estate broker in Colorado. Some photos have been virtually staged.

2724 Douglas Dr, McKinney

$368,000

4 Beds ⋅ 3 Baths ⋅ 21404792 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 424 Cypress Hill Dr is a residence with a functional layout and comfortable living spaces throughout. Built in 2011, the home includes 2,393 square feet in the Trinity Heights Phase One (CMC) subdivision. The kitchen features a center island and quartz countertops, creating a well-equipped space for cooking and entertaining. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space. Neutral interior paint creates a clean backdrop across the home. The McKinney location is assigned to Naomi Press and McKinney North. An attached garage provides direct access and covered vehicle parking, completing this well-maintained residence with practical amenities and comfortable living spaces throughout every room. Home comes with a 100-Day Home Warranty

424 Cypress Hill Dr, McKinney

$360,999

4 Beds ⋅ 3 Baths ⋅ 21405198 MLS

New construction Lennar Home - The Garnet Floor Plan - This single-story home has a versatile layout that is great for families who need space. The front door leads to a foyer with three bedrooms and a retreat attached. At the end of the hall is the open living area, which leads to the owner’s suite in the back of the home. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

1217 Poldpark Pl, McKinney

$399,760

3 Beds ⋅ 3 Baths ⋅ 21404932 MLS

NORMANDY HOMES ALEXIS II floor plan. The Alexis II showcases a well-planned two-story layout designed for both everyday living and entertaining. The open-concept main living area is anchored by a gourmet kitchen with a large island, offering plenty of space for cooking and gathering. Upstairs, the owner’s suite delivers a relaxing retreat, while two additional bedrooms each feature walk-in closets for ample storage. A game room and convenient laundry room on the second floor add extra functionality and ease. Blending comfort with thoughtful design, the Alexis II is the perfect place to call home. MOVE IN READY NOW!

3729 Homer Ct, McKinney

$400,000

3 Beds ⋅ 2 Baths ⋅ 21402495 MLS

Welcome to this beautifully maintained single-story 3 bed plus office home in highly desirable Stone Brooke Crossing. This corner lot with charming curb appeal, mature trees, & a lush front lawn, offers a warm & inviting first impression. The backyard is a must see with beautiful wood covered 20x12 patio, BNB fence & a good-sized yard with plenty of play space. Work from home but need maximum separation, a backyard 10x12 detached office is highlighted by a metal roof, LVP flooring, 16amp service, internet & AC. Inside, you R greeted by bright & open living spaces filled with natural light. Just off the entry is an oversized & just completed flexible space with floor 2 ceiling BIN shelving, cabinets & desk perfect for 2nd office or playroom. The living area is open to kitchen & features wood flrs, cozy gas log fireplace & great views of the covered patio. The kitchen is centrally located & features generous counter space, just updated BK SPLSH, BIN appliances & huge breakfast bar perfect 4 both everyday living & entertaining family & friends. The private primary suite offers a peaceful retreat with crown moldings & ensuite bath has a just completed & oversized master shower, dual sinks, soaking tub, updated lighting & plumbing & a large WIC. The secondary bedrms R down the hall & feature nice sized rms & a secondary bath with large vanity. A cool utility room has barn door, updated sink, ctr tops & vanity. Other updates include wood flooring, outside & inside paint, back door & hvac-2022. Residents of Stonebrook Crossing enjoy access to a community pool & park while being conveniently located near some of McKinney’s most popular destinations. The home is close to The Clubs of Stonebridge Ranch & just 10 minutes from historic Downtown McKinney with its shops, restaurants, & entertainment. Don't forget the award-winning schools it is zoned too—Glen Oaks Elem, Dowell Middle, & Boyd High. A wonderful opportunity to own a well-cared-for home in a prime McKinney location

5317 Sandstone Ln, McKinney

$349,999

4 Beds ⋅ 3 Baths ⋅ 21349040 MLS

Get the upscale lifestyle without the premium price tag! Tucked away in the desirable 75071 zip code, this beautifully upgraded single-family home delivers sophisticated living at an incredible value. The heart of the home shines with rich granite countertops and stunning wood tile floors that perfectly balance modern elegance with low-maintenance durability. With 4 spacious bedrooms and 2.5 baths, there is room for everyone to live, work, and thrive. Love the outdoors? The oversized, fully fenced backyard is an absolute showstopper, offering a pristine patio area ready for lounging, entertaining, or creating your dream garden. Don't sacrifice luxury for affordability—at 107 Goosewood Drive, you truly can have it all!

107 Goosewood Dr, McKinney

$382,500

2 Beds ⋅ 2 Baths ⋅ 21401478 MLS

Move-in ready and perfectly positioned in Del Webb, this home offers the best of active adult living with a short walk from pickleball courts, resort-style pool, clubhouse, and fitness center. The Steel Creek floorplan is designed for both comfort and connection with an open floor plan that centers around a stunning kitchen with a massive granite island, stainless steel appliances, custom pull-out drawers, and breakfast bar seating. The kitchen flows seamlessly into the living room and sunroom, creating bright, inviting spaces to relax or host guests. Two dining areas provide flexibility, with the front dining space easily doubling as a home office. Tray ceilings and abundant recessed lighting add a polished touch throughout. Two spacious bedrooms including a private primary suite featuring dual sinks, a walk-in closet, linen storage, and a glass-framed shower. Easy to maintain backyard with a covered patio and a 2-car garage. Enjoy all Del Webb and Trinity Falls have to offer with active 55+ clubs, pools, pickleball, dog park, walking trails, and more! Low-maintenance living meets an active, social lifestyle in this exceptional Del Webb home.

9232 Riverlight Rd, McKinney

$349,900

3 Beds ⋅ 2 Baths ⋅ 21400900 MLS

Morning coffee in the garden. Dinner around the downtown square. And a comfortable place to come home to in between. This move-in-ready, one-story Brookview home brings together the details that make daily life enjoyable: plantation shutters, warm wood floors, ceiling fans throughout and a spacious living room with a wood-burning fireplace. There is room to stretch out, welcome friends and enjoy an evening at home. The kitchen keeps everything within reach with granite counters, generous cabinetry and a walk-in pantry. Enjoy a quick breakfast in the sunny eat-in area, then bring out the good dishes when company arrives—the separate dining space is ready. The primary bedroom has room for your favorite reading chair, while its ensuite bath offers two sinks, a garden tub and a separate shower. Two additional bedrooms give you flexibility for guests, hobbies or working from home. Outside, the backyard feels like a garden you can live in. Brick pathways wind among established plantings, and a pergola-covered patio invites you to pull up a chair and stay awhile. Mature trees, landscaping and a sprinkler system complete the setting. An attached two-car garage and a separate laundry room with freezer space handle the practical side. Convenient access to US 75 and SH 121 helps keep you connected, while historic downtown McKinney offers locally owned restaurants, boutiques, galleries and community celebrations. Come for the convenience. Stay for the feeling of home.

5409 Running Brook Ln, McKinney

$400,000

4 Beds ⋅ 2 Baths ⋅ 21401454 MLS

More room to enjoy life, more ways to make it your own. Located in McKinney ISD, this beautifully maintained 4-bedroom, 2-bath home pairs inviting interiors with a location that keeps recreation, dining, and everyday essentials close. Spend an evening exploring nearby Bonnie Wenk Park, take your pup to the dog park, or enjoy a relaxed night hosting friends at home. With the park just a short walk away and easy access to US 75, your next outing is always within reach. Inside, natural light, fresh interior paint, and granite countertops create a welcoming setting for everyday living. The open kitchen, dining, and living areas keep everyone connected, whether you’re preparing dinner, catching up over coffee, or gathering for game night. Upstairs, the oversized fourth bedroom with its own closet gives you space to shape your lifestyle, a media retreat, creative studio, home office, workout space, or spacious guest bedroom. The primary suite offers a comfortable place to recharge, while two additional bedrooms accommodate guests, hobbies, or your daily routine. Newer windows and a roof approximately five years old add to the home’s appeal. Move-in ready and close to shopping, restaurants, and entertainment, this home makes it easy to settle in and start enjoying your next chapter.

3329 Woodglen Dr, McKinney

$400,000

3 Beds ⋅ 2 Baths ⋅ 21401088 MLS

INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 10217 Pear Valley Rd is a single-level McKinney home with three bedrooms, two bathrooms and 1,676 square feet of living area. The kitchen has dark cabinetry, a breakfast counter and a window above the sink. Its open layout places the dining area beside the main living room, where a corner fireplace anchors the space. The primary bedroom has a walk-in closet and an adjoining bathroom with double sinks, a separate tub and a glass-enclosed shower. Two additional bedrooms share a hall bathroom with a tub-shower combination. A covered patio overlooks the fenced backyard, and an attached two-car garage provides parking. Home comes with a 100-Day Home Warranty

10217 Pear Valley Rd, McKinney

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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