McKinney Homes under $700,000

Welcome to McKinney, Texas – a vibrant city that beautifully blends small-town charm with modern conveniences. Nestled in Collin County, just a short drive from the bustling metropolis of Dallas, McKinney has become one of the fastest-growing cities in the U.S. Known for its rich history, friendly atmosphere, and picturesque downtown, this community offers residents a lifestyle filled with warmth and opportunity.

McKinney boasts a variety of parks, recreational facilities, and outdoor spaces, making it perfect for families and outdoor enthusiasts alike. The city is home to numerous annual events, including the popular McKinney Oktoberfest and the Arts in Bloom festival, which showcase the local culture and foster community spirit. With a strong commitment to education, McKinney is served by highly-rated public and private schools, making it an ideal place for families looking to settle down.

For those seeking a home in this charming city, McKinney offers an impressive selection of properties under $700,000. Whether you’re looking for a cozy single-family home, a modern townhouse, or a spacious property with a large backyard, there’s something for everyone. With its affordable housing options, you can enjoy all the benefits of living in a thriving community without breaking the bank.

Explore the beauty and opportunity that McKinney has to offer. With its blend of historic charm and modern amenities, it's the perfect place to call home. Discover your dream home in McKinney today, and join a community that’s as welcoming as it is vibrant!

Newest McKinney Homes under $700,000

$360,000

3 Beds ⋅ 2 Baths ⋅ 21398931 MLS

Beautifully renovated in 2026, this single-story 3-bedroom, 2-bath McKinney home is loaded with upgrades and truly move-in ready! The open, light-filled floor plan flows seamlessly to a cedar arbor, creating an ideal setting for indoor-outdoor living and entertaining. Recent updates include durable LVP flooring, granite countertops, and stainless steel appliances, giving the home a fresh, modern feel, and the refrigerator is included! Freshly painted inside and out, the home also offers peace of mind with a root barrier and foundation watering system installed in 2026. A two-car garage provides ample parking and storage. NOTE the kitchen is shown as-is and a microwave will be installed above the stove soon. Enjoy NO HOA and a prime location with easy access to shopping, dining, and major highways including US-75, SH-121, and Sam Rayburn Tollway offering the best of both worlds: comfort and convenience. Don't miss this one. Schedule your tour today

924 Inland Ln, McKinney

$334,900

3 Beds ⋅ 2 Baths ⋅ 21403727 MLS

Discover this charming 3-bedroom, 2-bath home in McKinney, thoughtfully refreshed and ready for its new owners! Recent updates include new carpet and fresh interior paint. The comfortable, functional floor plan makes everyday living easy. As an added bonus, the home features fully paid-off solar panels, providing the potential for energy savings with no solar loan to assume! Conveniently located just minutes from Highway 75, US 380, and SH 121, with easy access to dining, shopping, and everything McKinney has to offer. Move-in ready and fully updated, this McKinney home is one you will not want to miss!

2616 Emerald Ln, McKinney

$549,900

3 Beds ⋅ 2 Baths ⋅ 21404377 MLS

Stunning 1.5-Story Grand Home in McKinney ISD Don't miss this impeccably designed 1.5-story residence, featuring a spacious layout and high-end finishes throughout. The main floor offers a dedicated home office behind elegant French doors and three generous bedrooms highlighted by soaring 15-foot ceilings. The primary suite now includes a freshly renovated walk-in closet, providing upgraded storage and organization. At the heart of the home, the gourmet kitchen serves as a natural gathering spot, equipped with a gas cooktop, stainless steel appliances, granite countertops, and an expansive center island. It flows seamlessly into a family room anchored by a striking stone fireplace. Fine details like crown molding, tile, and rich hardwoods run throughout the living spaces. The upper level is dedicated to a large gameroom and versatile flex space perfect for a media room or easily convertible into a fourth bedroom. Exceptional Maintenance & Upgrades This home has been meticulously maintained with significant recent capital improvements, offering the new owner true peace of mind. Key updates include: Energy Efficiency: Recently installed solar panels and a new water heater, and a garage fully wired for electric car charging (EV-ready) Exterior & Structural: A recent roof replacement, new garage door, and a brand-new backyard fence. Landscaping: A fully replaced sprinkler system ensures the lawn stays lush year-round. Outside, find a peaceful, shaded retreat featuring an extended concrete patio for outdoor entertaining. Located just a short walk from the community pool and minutes from local golf courses, parks, and premier shopping and dining.

107 Appalachian Way, McKinney

$450,000

4 Beds ⋅ 2 Baths ⋅ 21329908 MLS

SHORT SALE! Home built by Legacy Homes has an open, flowing floorplan very popular in the marketplace and very livable with great bones in need of TLC. The heart of the home is the island kitchen, which is light and bright with a skylight, walk-in pantry, gas range, spacious granite counters and generous cabinetry. The kitchen is nicely open to the spacious family room and breakfast nook. It's like the builder built the kitchen, then built the rest of the home around it. Split bedroom floorplan has the primary bedroom with ensuite bath at the rear of the home with three spacious secondary bedrooms across the home along with laundry room and full bath. Stacked formal living and dining rooms offer nice flexibility with additional spaces for entertaining and everyday living. Out back is an open patio and in-ground gunite pool. Location is ideal in reputable feeder pattern in McKinney ISD and south central McKinney address close to major traffic arteries and SH 121, plus all kinds of neighborhood retailers and services. All sales subject to lender approval and short sale process is already underway and lender approved. List price is representative of after repaired value. All listing details to be verified by Buyers and Buyers' Agents and are deemed reliable but not guaranteed. Please see listing agent with an questions.

4210 Honeysuckle Dr, McKinney

$465,000

4 Beds ⋅ 3 Baths ⋅ 21405243 MLS

Beautiful McKinney home zoned for Frisco ISD with 4 bedrooms, 2.5 bathrooms and beautiful drive-up appeal framed by mature trees. Upon entering, you are welcomed by a grand staircase leading to the open game room upstairs. Beautiful wood floors flow through the main living areas as you move from the dining room into the spacious living room, which offers views of the backyard. The kitchen is open to the breakfast area and living room, making it ideal for entertaining, and features wood cabinetry, granite countertops, a gas range and tile flooring designed to complement the wood floors for a seamless look. A versatile additional room downstairs provides the perfect space for a home office, flex space or playroom, along with a convenient half bath for guests. Upstairs, the primary suite offers a private ensuite with separate shower and tub, dual sinks and a walk-in closet. Three additional bedrooms share a full bathroom and are joined by an open game room, providing plenty of space for family and guests. Outside, enjoy a cozy covered patio with extended patio space and a backyard with room to play and entertain.

10621 Matador Dr, McKinney

$450,000

3 Beds ⋅ 2 Baths ⋅ 21406281 MLS

Beautiful single-story home in the desirable Auburn Hills community of McKinney. This well-designed 3-bedroom, 2-bath home offers approximately 1,853 sq. ft. with an open-concept layout, spacious kitchen, fireplace, primary suite with bay window, and attached 2-car garage. Conveniently located near shopping, dining, major highways, and community amenities.

2816 Southampton Dr, McKinney

$365,000

3 Beds ⋅ 2 Baths ⋅ 21406058 MLS

Fresh, modern and completely move-in ready—2327 N Ridge proves an established McKinney home can have a whole new attitude. Step inside to a bright, updated interior featuring today's clean neutral colors, warm wood-look flooring and a light, airy feel that carries throughout the home. Vaulted ceilings add to the sense of space, while the living room fireplace brings just the right amount of cozy. The updated kitchen keeps things fresh and functional with granite countertops, generous cabinetry, breakfast bar and eat-in dining space. But wait until you see the primary suite. The oversized primary bedroom leads to a beautifully updated bath with a modern vanity, dual sinks, separate shower, garden tub and walk-in closet—a serious standout in this home. With 3 bedrooms, 2 full baths and 1,467 SF, the floor plan packs a lot into an easy-to-maintain footprint. Matrix And when it's time to get outside, the North Brook location delivers. Enjoy nearby soccer fields, splash pad, playground and trails, plus convenient access to Hwy 75, shopping, dining and everything McKinney. No renovation list. No dated color palette. No “we'll get to that later.” Just a fresh, updated home that's ready for you to move in and start living.

2327 N Ridge Rd, McKinney

$275,000

4 Beds ⋅ 2 Baths ⋅ 21398083 MLS

Bring the vision! The big-ticket work has already begun. 2718 High Pointe Boulevard offers a rare opportunity for the buyer who would rather create than compromise. This single-story McKinney home is ready for its next chapter and is being offered as a rehab opportunity with several significant property improvements already completed. The foundation was repaired in February 2026, major plumbing repairs were completed in May 2026, water heater was replaced in February 2026, dishwasher March 2024 and oven range September 2024. The roof was replaced in July 2017. With some of the less glamorous and potentially costly projects already addressed, the opportunity now shifts to the part buyers and investors can get excited about: reimagining the interior and bringing the home back to life. Whether you're an investor searching for your next renovation, a buyer wanting to build sweat equity, or someone looking for a home you can redesign around your own style, this property offers a compelling starting point. Located in an established McKinney neighborhood with convenient access to US-75 and US-380 and near McKinney North High School, shopping, dining, employment centers, and all that McKinney has to offer. The bones are here. The major work has started. Now bring the design plan and finish the story.

2718 High Pointe Blvd, McKinney

$635,995

5 Beds ⋅ 4 Baths ⋅ 21406133 MLS

Welcome to 6412 Falcon Ridge Ln, where space, style, and thoughtful updates come together in the established Ridgecrest community of McKinney. Spanning 3,389 square feet, this beautifully updated home stands apart with new flooring throughout, fully remodeled bathrooms, and an updated kitchen designed with both everyday living and entertaining in mind. The spacious and versatile floor plan continues upstairs with a dedicated media room and game room, providing flexible spaces for movie nights, entertaining, or relaxing at home. Generously sized living areas and bedrooms provide plenty of room to spread out, while the extensive interior updates give the home a fresh, modern feel without sacrificing the space and character of an established neighborhood. Conveniently located near shopping, dining, parks, schools, and major roadways, this move-in-ready McKinney home combines the updates many are looking for with the space to truly enjoy them. Updated, spacious, and ready for its next chapter.

6412 Falcon Ridge Ln, McKinney

$585,000

3 Beds ⋅ 3 Baths ⋅ 21404995 MLS

Discover the luxury low maintenance lifestyle in this custom-built home nestled in the esteemed Retreat at Craig Ranch, McKinney, TX. Offering a finely crafted sanctuary with 3 bedrooms and 3 baths, this residence is meticulously designed for both comfort and elegance. Upon entry, experience the warmth of extensive hardwood flooring leading into an intelligently designed floorplan. The house features two bedrooms on the main level, providing convenience and accessibility, while a private ensuite bedroom upstairs is perfect for guests or additional family members. A meticulously crafted library, complete with custom-built shelving, serves as a tranquil haven for work or relaxation. Aligning classic design with modern innovations, this property incorporates smart home technology including a hard-wired security system and smart camera network. The entire home benefits from an advanced humidifier system and an attic ventilation and heat management solution, ensuring an optimal living environment. The heart of this home lies in the upgraded kitchen, a chef's dream boasting a $24,000 renovation. Revel in the beauty of premium leathered granite countertops paired with heavy duty, stud-anchored floating shelves for ample storage. The kitchen is equipped with a top-tier appliance suite featuring a professional-grade gas range and high-velocity range hood, alongside a double oven with convection microwave. A custom coffee and wine bar and dedicated beverage center enhance your culinary and entertaining experience. Windows in this home are framed with plantation shutters, ensuring privacy and style. Solid core doors throughout. For practical everyday convenience, the laundry room offers built-in cabinets, a sink, and a mud bench. Step outside to the covered side patio, an ideal spot for outdoor enjoyment. The two-car garage features custom cedar doors and 220-volt wiring, completing this exquisite offering. Stress free living at its finest.

5304 Sutton Cir, McKinney

$430,000

3 Beds ⋅ 2 Baths ⋅ 21405744 MLS

Welcome home to this beautifully maintained Ashton Woods home in the heart of McKinney, offering 3 bedrooms, 2 bathrooms, and 2,178 square feet of thoughtfully designed living space. Built in 2008, this inviting home features an open-concept floor plan ideal for both everyday living and entertaining. The spacious family room is anchored by a cozy fireplace and flows seamlessly into the kitchen and dining areas, creating a warm and connected atmosphere. A separate study provides the perfect space for a home office, flex room, or quiet retreat, while the second living area adds versatility for a media room, playroom, or formal sitting area. Step outside to enjoy the covered patio, perfect for relaxing evenings or weekend gatherings, with half of the yard being grass and other half turf for easy maintenance. The layout of the home is perfect for privacy, master is separate from the other bedrooms. Located within highly acclaimed Frisco ISD and just a short walk to the community pool, park, and elementary school, this home offers comfort, convenience, and a neighborhood lifestyle that feels like a daily upgrade.

3921 Pitchstone Dr, McKinney

$300,000

3 Beds ⋅ 2 Baths ⋅ 21403495 MLS

This stunning, move-in-ready home is located on a quiet cul-de-sac and features a spacious, open floor plan. The kitchen is fully equipped with stainless steel appliances, including a refrigerator, dishwasher, range, and microwave, all installed in October 2026. The home boasts extensive updates from September 2026, including fresh interior paint, durable LVP flooring, plush new carpet, updated blinds, modern faucets, lighting fixtures, and ceiling fans throughout. The split-bedroom layout offers added privacy, and the home includes a convenient in-closet utility area and a garage door opener. No HOA. Ideally situated for convenience, this property is close to schools and shopping, with easy access to major routes just west of Highway 75 and north of 380. Seller is a licensed real estate broker in Colorado. Some photos have been virtually staged.

2724 Douglas Dr, McKinney

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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